An estimated 4% of drivers are getting behind the wheel without insurance, but the number is falling, according to figures from the Motor Insurers’ Bureau (Telegraph).
According to the MIB the number of uninsured drivers has fallen from 1.9 million to 1.4 million since 2005. The MIB also says that the majority of uninsured drivers are under the age of 30 and most likely to be found in big cities. Police figures show that in London 10% of drivers do not have cover, and the figures in Merseyside and Manchester are 9.5% and 8.3% respectively.
The fall in the number of uninsured drivers is largely attributed to the system of continuous insurance enforcement brought in by the Labour Government, which gives the Driver and Vehicle Licensing Agency (DVLA) access to the MIB database, making it harder for uninsured motorists to avoid detection.
The information is also available to police, who can use it during roadside checks, which the Telegraph says has led to some drivers, who would otherwise have tried to avoid paying for insurance, getting cover.
Click here to read the full Telegraph report.