New analysis of telematics data has suggested that January is the ‘riskiest’ month of the year for driving in Britain.
The analysis, carried out by telematics firm insurethebox, finds January is the month in which policyholders make the most claims.
Between 2015-18, five of the top 10 days for claims were in January – with the 20th taking top spot, followed by the 19th.
In terms of location, drivers in Scotland are 32% more likely to have a collision, followed by the north (19%) and west of England (17%).
Meanwhile the smallest rises are in London (8%), the south (10%) and the midlands (11%).
insurethebox says the geographical variation is caused by the more severe winter weather in the northern parts of the UK.
Gary Stewart, service manager at insurethebox, said: “Analysis of over five billion miles of driving data shows our customers drive less in January.
“However when your look at the percentages of claims being made against the miles driven, this month is in fact the riskiest of the year to drive.
“With its shorter, darker days and often freezing temperatures, January has some of the most challenging driving conditions of the year – especially the further north you go.
“This probably explains why drivers in Scotland see accidents increase by almost a third.”