Westminster’s road safety officer has issued advice to motorists to help them avoid becoming embroiled in a ‘flash for cash’ insurance scam, and ultimately help keep insurance premiums down.
A new insurance scam, where criminals flash their lights to let other drivers out of a junction and then crash into them on purpose, was covered on this newsfeed on 16 August.
Peter Wilson, commissioning officer (road safety education) with Westminster City Council, is advising motorists to follow instructions in Paragraphs 110 and 111 of the Highway Code which cover the issue of flashing headlights.
Paragraph 110 says: “Only flash your headlights to let other road users know that you are there. Do not flash your headlights to convey any other message or intimidate other road users.”
And paragraph 111 says: “Never assume that flashing headlights is a signal inviting you to proceed. Use your own judgement and proceed carefully.”
Peter Wilson added: “In the event of an incident use a camera or mobile phone and take pictures of all occupants and the inside of the other vehicle.
“If the head restraints in the other vehicle are not set at the appropriate height, this may show diminished responsibility for any claim and reduce any payout.
“Photographing the inside of the other vehicle may also cause a claim to go away and/or reduce the potential of a vehicle filling up with bogus passengers who are claiming.
“If by doing this we are able to help reduce insurance payouts, this may in turn also help keep insurance costs down.”
For more information contact Peter Wilson on 0207 641 2016.