Drivers caught eating an apple, map reading or listening to loud music face rises on their motor premiums.
Each year, around 25,300 drivers are convicted of ‘driving without due care and attention’ and punished by the courts with £60 fines and three penalty points.
Most insurers ask potential customers if they have any driving convictions, including for distracted behaviour, which is known as a CD10 offence.
Ian Crowder, for the AA which acts as a broker for more than 20 insurers, said: “We’re all guilty of eating or drinking behind the wheel but the fact is it can be dangerous. There is a direct correlation between those convicted of driving without due care and attention and fatal accidents.”
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