Golf buggies and fairground dodgems could require motor insurance for the first time under new European law, the Government has admitted.
Reported by the Telegraph yesterday (21 Dec), a new EU directive may see full insurance become a necessity for all ‘vehicles’, including those only used on private land.
This is at odds with the UK’s Road Traffic Act, which requires third party motor insurance to cover: ‘Only mechanically-propelled vehicles intended for use on roads, only when those vehicles are on roads, or other public places’.
However, the DfT acknowledges it is legally obliged to consult on the changes while Britain remains in the EU, admitting the new rules could have ‘potentially costly consequences’.
It says vehicles that could be impacted by the judgement include: “electrically assisted pedal cycles, construction vehicles, agricultural vehicles, Segways, ride-on lawnmowers, motor sports vehicles, mobility scooters, golf buggies, motorised ride-on children’s toys, fairground rides (eg dodgems), forklift trucks, dumper trucks, engineering plant and quad bikes”.
The Times reports that the DfT consultation will run until March and the new directive casts doubt over the statutory off-road notification (Sorn) scheme which permits uninsured cars to be kept on driveways.
While the DfT says it would have to abide by the rules until after Brexit, sources suggest a ‘sunset clause’ will be drafted into the new rules so they can be abolished when Britain leaves the EU.
A DfT spokesperson told the Telegraph: "Following a European Court of Justice judgment, we are consulting whether to extend motor insurance for private land and other vehicle types.
“We oppose any measures which impose an unreasonable burden on the public. We will use the consultation responses to get the best result for the country.”